Whether or not your business requires a network scan depends on your processing environment. Chances are if you are using a point of sale system that does not have built-in EMV readers, you will require a scan. Here are some scenarios that do not require a scan:
- Virtual terminal (Auth.net, PayTrace, etc.) that does not take physical card information
- eCommerce sites that do not store card information or don’t operate on an in-house server
- Standalone credit card terminal connected via dial-up
- P2PE secured payment terminals
- Payment terminals utilizing 4G/5G connectivity